Showing posts from March 25, 2012

Survey - are you paying for an EQC apportionment claim that you never made?

CanCERN are interested to hear from those who have had their claims apportioned over multiple events, including an event they did not lodge a claim for.

Click here to complete a very short questionnaire if you have been told by EQC that your damage has been apportioned (spread out) over events you did not make a claim for.

Please note this survey is aimed at only those who have had their damage apportioned over a number of claims including one or more claims they did not make.

Last night's CERA Red Zone workshop

Last night's CERA Red Zone workshop was an interesting event and, for me and those I spoke with, a useful opportunity to raise issues. The way it was organised and run contributed to it's success. Definitely time well spent.

Five specialists (banking, insurance, estate, finance, real estate, and CERA) spent time in turn with small groups of residents. The purpose was for residents to be able to put and have recorded questions about their own situation. The most supported questions were answered at the end of the workshop, with CERA undertaking to send participants answers to all of the questions raised. As always the Salvation Army were in attendance with food and drink.

CERA also provided an opportunity for attendees to write down EQC questions which they undertook to pass on to EQC.

EQC update - EQConnects newsletter

EQC have e-mailed out their latest EQConnects newsletter. The main contents are:
Land claims What does EQC mean by... Cover for retaining walls Canterbury Home Repair Programme Meet face-to-face with an EQC Claims Advisor Testing at QEII Park Nothing is covered in depth but there may be something that adds to what you need to know. You can get a copy from their websitehere.

Shonky repairs and the law

A few of the repair procedures contained in the Department of Building and Housings (DBH) Revised guidance on repairing and rebuilding houses affected by the Canterbury earthquake sequence (Guide) appear, to use a layman's term, shonky.

One set of procedures in particular that spring to mind is the repair of cracked concrete slab foundations by the use of resin, grout or cement. Even the DBH seems to be uncertain about the viability of the procedures as we find this warning on page 125 of the Guide:
Please note: it cannot be assured that a crack will not reopen after the completion of any of the processes described below.(see also the earlier blog posting here).

If you are having major repairs done by Fletcher/EQR, or your insurance company, get in writing what the life of the repair is. If proprietary techniques are being used (e.g. raising foundations by resin injections, or filling cracks with various compounds) find out what warranty is provided. Then check with your…

Australian insurance - resilience rating of properties.

Australian insurance website have an article on moves to introduce a system of rating properties in terms of their resilience to extreme weather events. A few quotes:
ICA GM Risk & Disaster GM Karl Sullivan told the General Insurance Exchange conference in Sydney last week that while the tool will take three years to build, it will enable the insurance industry to be at the forefront of changes to building standards.The tool will enable homeowners to input the various parameters of their property and identify key vulnerabilities and key strengths.It will also generate a resilience score out of five for each property, with a higher score representing better durability, much like an energy efficiency rating.Mr Sullivan says that people will be able to use the tool to assess the durability of a house before buying. At the same time “it puts the industry in the driving seat of saying what is durable and what is not and pushes the market in the right dire…