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Saturday, April 21, 2012

Southern Response - was AMI

Southern Response is the Government owned company that handles the claims of AMI customers affected by the earthquakes. Their website is here.

The following claim related information is on the website here.
    • Your Cover
    • Your Claim
    • Policy Documents
    • What EQC / Southern Response is Responsible for
    • House Claims - Overview
    • House Claims - Over Cap
    • House Claims - Under Cap
    • House Claims - Out Of Scope
    • House And Land Excesses
    • Canterbury Land Zones
    • Contents Claims & Excesses
    • Temporary Accommodation
    • Loss of Rent
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Friday, April 20, 2012

DBH - Criteria for re-levelling floors and repairing cracks in foundations

The Department of Building and Housing have produced a four page brochure entitled Criteria for re-levelling floors and repairing cracks in foundations. 

Dated March 2012, it mainly covers topics relating to ‘indicator criteria’ for sloping floors.

Initially the brochure explains why criteria were changed between 2010 and 2011. It then proceeds to discuss the impact on homeowners who might be at various stages of the assessment or repair process.

The final section, which is too brief, covers assessing and repairing cracked floors. It is important to note that the DBH are working on producing further clarification and guidance. Consequently neither EQC nor insurance companies are yet in a position to make definitive statements about what constitutes an appropriate assessment or solution to cracked floors.

As mentioned previously, the DBH Guide sets a minimum level of work that will meet the requirements of the Building Act and the Building Code. It is not a maximum and does not lessen your entitlements in terms of your insurance policy (e.g. like for like or something similar).

The brochure, which can be downloaded from here, covers the following topics:

Thursday, April 19, 2012

IAG - factors affecting the repair or rebuild decision.

IAG have posted a three page document Factors affecting whether your home can be repaired or needs replacing on the rebuildchristchurch.co.nz website. You can get a copy here.

The document explains:
What Guidelines does IAG use?
  
IAG uses the guidelines issued by the Department of Building and Housing (DBH) in its November 2011 document Revised guidance on repairing and rebuilding houses affected by the Canterbury earthquake sequence.
  
This document includes guidelines for assessing the damage caused to a house, based on floor levels within the house, to assist in the overall decision process of whether the house can be repaired or needs to be rebuilt.
  
The Christchurch City Council, Selwyn District Council and the Waimakariri District Council have accepted the guidelines.
   
There a couple of points to be aware of.
  * the Guidelines should be considered a minimum.
  * the Guidelines are NOT a maximum. The terms of your insurance policy may entitle you to a more work than set out in the Guidelines.
 
The bottom line is the Guidelines do not over-ride your policy entitlements if they are better than what is contained in the Guidelines. All the Guidelines do is set the minimum required to comply with the Building Act and local authority requirements.

Consequently, when IAG say on page 2:
 Example 2
The floor slopes 55mm over the entire length of the house, with no serious cracking. Although this is above the 50mm guideline, it is possible that the floor does not need to be re-levelled, as the integrity of the house is not affected.
they are most likely not entitled to take that attitude because it doesn't comply with the Guidelines, and your policy may entitle you to have your position restored to the way it was prior to the earthquakes.

On page 3 IAG reproduce a decision table from the Guidelines. Two columns have been transposed for Type B houses, and the very important footnotes are missing. The original document is available on the Department of Building and Housing website here. The table IAG refer to is on page 16 of the Guidelines .

Wednesday, April 18, 2012

Christchurch Central Development Unit

The new unit, a part of CERA, has a website here. On the website the CCDU explains their role:
Our role is to lead the rebuild of Christchurch central and to deliver the vision in the Central City Plan prepared by the Christchurch City Council for a distinctive, vibrant and green 21st century city. That city vision which has the support of the people of Christchurch will:
  • give Christchurch a commercial, cultural and social heart that is dynamic, distinctive and resilient;
  • strengthen the city’s role as the central point for commerce, health, tertiary education and tourism in the South Island;
  • create a distinctive and enduring heritage for Christchurch with new civic assets and facilities to serve the region and the country;
  • provide improved infrastructure, including high-speed broadband and transport networks;
  • consolidate the central city and improve access, layout and built form;
  • provide for residential development within the central city to meet demand for housing, make use of brownfield sites, provide live-work options, create a higher level of activity and vibrancy to support business growth; and
  • improve amenities, including increasing open green spaces, to help attract residents, businesses, and visitors.
Our focus is to increase the pace of redevelopment by providing a blueprint for the rebuild and certainty that encourages and supports investors and allows landowners to rebuild.
We work collaboratively with our key partners, particularly the Christchurch City Council, Ngai Tahu and stakeholders in the public and private sectors.
Our approach is based on international examples of successful redevelopment and rejuvenation, including:
  • Solidere: Beirut Central District
  • London Docklands Development Corporation
  • Lower Manhattan Development Corporation.
Comments from various perspectives can be found by clicking on the name below:
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Tuesday, April 17, 2012

Consumer NZ - earthquake insurance claims survey results

Consumer NZ recently carried out a survey of post-earthquake experiences with EQC and insurance companies.

The results are on Consumer NZ's website here.
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Monday, April 16, 2012

The Cardboard Cathedral project has been approved

(April 16 2012) Approval has been given for construction of the Cardboard (Transitional) Cathedral with work to start in about 6 weeks. If completed on time it will be ready in November or December of this year.

The location of the Transitional Cathedral is the former site of St John's Parish church on the corner of Hereford and Madras Streets. Not far from where the CTV building stood.

The full media release from the can be found here.
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